Overview
Vietnam’s financial sector faced competing pressures this week, with the State Bank citing constrained capital mobilization amid high demand, while major state-owned banks prepared dividend distributions exceeding 10,500 billion VND to shareholders. Economic growth remained strong, with Ho Chi Minh City recording 8.55% GRDP growth in the first half of 2026, though authorities escalated warnings about rising financial fraud schemes including cryptocurrency scams and mobile banking cyberattacks. Regulatory developments included the State Bank’s work to revise its key banking circular and approval of SHBFinance’s restructuring to facilitate a capital-raising transaction with Thai financial conglomerate Krungsri.
E-commerce
Trung Quốc vừa chi gần nửa tỷ USD mua “báu vật trên cao” của Việt Nam
Vietnam’s durian exports reached over $562 million in the first five months of 2026, an increase of 45% compared to the same period in 2025. China purchased nearly $492 million worth of Vietnamese durian, representing a 76.7% increase and accounting for 87.5% of total durian exports. Durian is described as a star product in Vietnam’s fruit export sector, generating revenues in the billions of dollars.
- Key figures: Vietnam durian exports (first 5 months 2026): 562 million USD USD; Year-on-year growth in durian exports: 45% percent; China’s durian imports from Vietnam: 492 million USD USD; Year-on-year growth in China’s durian imports: 76.7% percent
- Source: CafeF
Logistics
Vietcombank, Vietinbank, BIDV, Agribank, VPBank, TPBank rót hơn 27.000 tỷ cho vay dự án do Tập đoàn Đèo Cả, Tasco, CII làm chủ đầu tư
Six major Vietnamese banks—Vietcombank, Vietinbank, BIDV, Agribank, VPBank, and TPBank—have extended over 27,000 billion VND in loans for a BOT transportation project led by Đèo Cả Group, Tasco, and CII. This is the largest-scale credit financing for a BOT transport project in Vietnam, designed to meet growing transportation demand between provinces in the Southeast region, particularly between Ho Chi Minh City and the Mekong Delta. The project contributes to improving the national north-south transport corridor network.
- Key figures: Total credit financing extended: 27,000 billion VND
- Source: CafeF
Khối đá lớn rơi xuống, hầm cấp đặc biệt dài 3.200m lóe sáng, 1.000 người Việt Nam vỡ òa vì thành công lớn
Vietnam completed the breakthrough of the left tunnel tube of the Binh De special-grade tunnel (Tunnel 3) on July 1, 2025, when the final rock mass blocking the tunnel was detonated. The tunnel is 3,200 meters long and was constructed using modern technology for an important infrastructure project. Approximately 1,000 Vietnamese workers participated in this achievement.
- Key figures: Tunnel length: 3,200 meters; Breakthrough date: July 1, 2025 date; Workers involved: 1,000 people
- Source: CafeF
Regulation
Ngân hàng Nhà nước bàn việc thay thế thông tư quan trọng bậc nhất ngành ngân hàng
The State Bank of Vietnam is working on replacing Circular 22/2019/TT-NHNN, described as the banking sector’s most important circular. Deputy Governor Đoàn Thái Sơn directed relevant units to urgently gather and incorporate feedback from steering committee members, commercial banks, and advisory and audit firms to finalize the draft documents. The bank aims to ensure the revised circular and related guidance documents meet the timeline for submission to competent authorities for review and issuance.
- Source: CafeF
Triệt phá đường dây lừa đảo hơn 3.000 người đầu tư tiền số CVX
Thai Nguyen Provincial Police dismantled a cryptocurrency fraud scheme involving over 3,000 investors on July 19. Lê Trung Hiếu’s companies offered investment packages in digital equity shares denominated in CVX cryptocurrency with promised returns of tens to hundreds of times the initial investment. Victims invested over 100 billion Vietnamese dong in the scheme.
- Key figures: Number of victims: over 3,000; Total investment amount: over 100 billion Vietnamese dong; Date of police announcement: July 19, 2025
- Source: CafeF
Cảnh giác chiêu trò lừa đảo hoàn tiền dịch vụ qua chia sẻ màn hình điện thoại
A scam scheme exploits screen-sharing features on mobile phones to collect login credentials, authentication codes, and security data, allowing fraudsters to gain control of bank accounts. The Criminal Police Department of Quang Ninh Province has reported an increase in cyberspace fraud cases with increasingly sophisticated methods. Authorities warn the public to be cautious of such scams targeting financial information through screen-sharing.
- Source: CafeF
Chân dung ‘bà trùm’ vương miện và 2 nữ giám đốc vừa bị khởi tố
Businesswoman Hoang Thi Thanh Nga, known in jewelry and gemstone production, was prosecuted along with two female directors: Le Thi Ngoc My, director of Kim Ly Gold Silver and Gemstone Company, and Nguyen Thi Lien, director of Ngoc Tam Gold Silver and Gemstone Company. The case involves allegations related to diamonds, with Diamond Street in Ho Chi Minh City becoming quiet after an incident involving 30,000 diamonds. Kim Ly jewelry store has closed following the investigation.
- Key figures: Diamonds involved in incident: 30,000 carats/units
- Source: CafeF
Tin cực vui cho toàn bộ người lao động Việt Nam từ năm 2027
Vietnam’s National Wages Council approved a plan on July 16 to increase the minimum wage by an average of 7.8% starting January 1, 2027. The new minimum wage levels will range from 310,000 to 390,000 VND per month depending on region, up from the current 340,000 VND baseline. The proposal awaits government approval before implementation.
- Key figures: Minimum wage increase rate: 7.8% %; Effective date: 1/1/2027 date; New minimum wage range: 310,000 - 390,000 VND/month; Average increase amount: 348,000 VND/month
- Source: CafeF
Stock Market
Tuần tới là thời điểm quan trọng với cổ đông Vietcombank, VietinBank và BIDV
Three major state-owned banks—BIDV, VietinBank, and Vietcombank—are scheduled to distribute dividend payments exceeding 10,500 billion Vietnamese dong to shareholders in the coming week. The dividend distribution marks a significant milestone for shareholder returns from these systemically important financial institutions. These three banks represent the largest asset bases among listed entities on Vietnamese stock exchanges.
- Key figures: Total dividend payment: 10,500 billion VND
- Source: CafeF
SHB sắp thu về nguồn thặng dư vốn lớn từ thương vụ với Krungsri
The State Bank of Vietnam has approved a change in the legal structure of SHBFinance from a two-member to a single-member limited liability company. This legal milestone creates the basis for SHB and Krungsri, a major Thai financial conglomerate and member of MUFG Financial Group, to proceed with their transaction. The deal is expected to generate significant capital reserves for SHB.
- Source: CafeF
[Infographic] Chân dung BVBank: Dấu mốc HoSE và chu kỳ tăng trưởng mới
BVBank has reached a significant milestone by officially listing its stock on HoSE after more than three decades of development. The bank is pursuing strong growth plans across asset scale, credit volume, and profitability, supported by comprehensive digitalization strategy and positioning in the retail and SME segments. This listing marks the beginning of a new growth cycle aimed at increasing shareholder value.
- Source: CafeF
Vững vàng trước biến động, VPBank duy trì tăng trưởng mạnh mẽ nửa đầu năm 2026
VPBank maintained strong growth in credit and deposit mobilization during the first half of 2026, despite macroeconomic volatility and market pressure. The bank achieved record profitability and total assets exceeded 1.5 million billion VND by end of Q2 2026. VPBank reinforced its position within the leading private banking group.
- Key figures: Total assets (end of Q2 2026): 1.5 million billion VND VND
- Source: CafeF
Cập nhật lợi nhuận ngân hàng ngày 17/7: Xuất hiện nhà băng lãi gấp 5 lần cùng kỳ, VPBank đạt kỷ lục mới
Vietnamese banks reported strong profit growth in the first half of 2026. VPBank achieved record quarterly profit, while other banks including ABBank, Vietbank, and BVBank reported significant growth. One bank reported semi-annual profit near 4,700 billion VND with profit increases for VietBank and ABBank.
- Key figures: One bank semi-annual profit: near 4,700 billion VND VND
- Source: CafeF
VietinBank - Ngân hàng Việt Nam duy nhất 15 năm liên tiếp ghi danh trong Forbes Global 2000
VietinBank improved its ranking by 128 positions in the 2026 Forbes Global 2000 list. VietinBank is the only Vietnamese bank to appear consecutively on the Forbes Global 2000 list for 15 consecutive years. The bank achieved the highest profit among Vietnamese credit institutions recognized by Forbes.
- Key figures: Ranking improvement in Forbes Global 2000 2026: 128 positions; Years of consecutive appearance in Forbes Global 2000: 15
- Source: CafeF
Các ngân hàng chi số tiền lớn kỷ lục trả cổ tức tiền mặt: Vẫn còn 5 ngân hàng chưa chốt quyền
Vietnamese banks are distributing record-breaking cash dividends in 2026, with a total payout exceeding 48,000 billion Vietnamese dong. Five banks have yet to finalize dividend record dates. This represents the largest cash dividend payout in the history of the Vietnamese banking sector.
- Key figures: Cash dividend payout value in 2026: 48,000 billion Vietnamese dong billion VND
- Source: CafeF
Cập nhật KQKD ngân hàng ngày 15/7: Thêm nhà băng báo lãi tăng vọt
Vietnamese banks reported strong profit growth in the first half of 2026, with several institutions announcing significant earnings increases. Sacombank officially relocated its headquarters to ThaiSquare The Merit building, confirming that all business operations continue smoothly. Multiple banks distributed record cash dividends to shareholders, with five banks still pending shareholder rights confirmation.
- Source: CafeF
Lợi nhuận bán niên vượt 4.668 tỷ đồng: TPBank định hình đường ray tăng trưởng chất lượng cao
TPBank reported half-year profit exceeding 4.668 trillion Vietnamese dong. The first half of 2026 marked a shift in the banking market from growth focused on scale to quality-driven growth. TPBank’s profit reflects operational efficiency, asset quality, and risk management capabilities amid this market transition.
- Key figures: Half-year profit: 4.668 trillion Vietnamese dong
- Source: CafeF
Macroeconomy
Thống đốc: Khi thiếu hụt vốn thì đương nhiên lãi suất lên cao
The State Bank Governor stated that interest rate management has been challenging recently due to high capital demand while the economy’s capital mobilization remains constrained. Major banks including Vietcombank, Vietinbank, BIDV, Agribank, VPBank, and TPBank have extended loans exceeding 27,000 billion VND for projects by corporations such as Deo Ca Group, Tasco, and CII. Bank leadership noted that financial institutions lack sufficient capital reserves to support numerous large projects in the coming period.
- Key figures: Tổng dư nợ cho vay 6 ngân hàng lớn: 27.000 tỷ đồng
- Source: CafeF
Bài 2: Phát huy vị thế, tiềm lực của hai thành phố tăng trưởng
Ho Chi Minh City (HCMC) recorded a gross regional domestic product (GRDP) growth of 8.55% in the first half of 2026, the highest level in a decade, driven by strong growth in investment, industry, services, and foreign direct investment inflows. Dong Nai province achieved a growth rate of 9.81% during the same period. Both cities are serving as key drivers for the Southeast region to achieve double-digit growth targets in 2026.
- Key figures: HCMC GRDP growth (first half 2026): 8.55% percent; Dong Nai growth (first half 2026): 9.81% percent
- Source: CafeF
Thống đốc: Chúng ta tập trung vào tăng trưởng kinh tế, tập trung vào tín dụng, vì vậy khi thiếu hụt vốn thì đương nhiên lãi suất lên cao
According to State Bank Governor Phạm Đức Ấn, the central bank has faced challenging interest rate management due to high capital demand while the economy’s capital mobilization remains limited. The governor stated that the focus on economic growth and credit expansion naturally leads to higher interest rates when capital is scarce. Banks lack sufficient capital to supply numerous large projects in the coming period.
- Source: CafeF
Dự án chưa từng có tiền lệ của Việt Nam có diễn biến mới, Phó Thủ tướng yêu cầu làm ngay 1 việc
Vietnam’s Ninh Thuan nuclear power project held a new development, with Deputy Prime Minister Pham Gia Tuc chairing a meeting on July 16 involving the Ministry of Finance and related agencies to review investment procedures and adjustments. The project is described as unprecedented in Vietnam and of particular strategic importance. The meeting focused on examining the status of project documentation, procedural matters for adjusting the investment plan, and preparing investment groundwork for the Ninh Thuan 1 nuclear power project.
- Source: CafeF
Vốn FDI chuyển mạnh sang lĩnh vực công nghệ cao
Vietnam is expected to continue attracting approximately 38-40 billion USD in foreign direct investment (FDI) annually during the 2026-2030 period. International capital flows are shifting strongly toward high-tech sectors including semiconductors, artificial intelligence, data centers, cloud computing, advanced medical devices, renewable energy, and the digital economy. The National Assembly Standing Committee has provided opinions on investment plans for the Ring Road 5 project in the Hanoi metropolitan area.
- Key figures: Projected annual FDI inflow: 38-40 billion USD; Period: 2026-2030
- Source: CafeF
Chỉ trong 6 tháng, một địa phương ghi nhận tăng trưởng GRDP lọt TOP10, FDI tăng bằng lần, đặt mục tiêu thành “thủ phủ” công nghiệp công nghệ cao của Việt Nam
A Vietnamese province achieved GRDP growth of 10.18% in the first half of 2026, placing it in the top 10 nationally. Industrial production increased by more than 25%, and foreign direct investment rose nearly 5 times compared to the same period. The Prime Minister recently met with the provincial leadership to discuss development strategy.
- Key figures: GRDP growth rate: 10.18 %; Industrial production growth: 25 %; FDI increase: 5 times
- Source: CafeF
Other
7 người thương vong tại trang trại Dabaco ở Thanh Hóa
Seven people were injured or killed at a Dabaco farm in Thanh Hoa province. According to initial assessment, after one worker encountered an accident, multiple other people sequentially went down to rescue and were subsequently affected. The incident occurred at an animal farming facility.
- Key figures: Casualties: 7
- Source: CafeF
Summaries are AI-generated from public news sources and link to the originals. Neutral, factual, not investment advice.